Posts Tagged ‘personal injury’

« Older Entries

5 Reasons to Hire a Lawyer After a Flood

Friday, November 25th, 2011

Floods are a very common natural disaster in this country. A flood can be caused by a typhoon, lakes and brooks overflowing or a levy or dam breaking. Irrespective of the reason floods cause devastating damage to houses and property. Damage may continue to happen after the flood has receded and the cleanup started from mould and mould, which is also damaging to health. When a flood hits a property insurance counsel can help with the claim and ensure all of the damages are paid. These are 5 good reasons to hire a flood insurance claims attorney after a flood.

Help Determine Your Coverage. Most simple insurance programmes don't cover damage from floods or the ensuing mould and mold. A property owner must take out additional flood insurance cover to be protected from floods. Often flood insurance doesn't cover the contents of the house but extra coverage can be acquired to offer protection to the contents too. Clients should fastidiously examine their policy to work out if there is flood insurance and if there are exclusions or other limits concerning flood damage. Insurance policies are complicated; a flood insurance claims lawyer can investigate the policy and decide the precise coverage. Flood insurance is expensive, especially for those living in flood prone areas. Some providers require a large deductible from the client before they will pay. A barrister can help define if the insurance provider is acting in bad faith by charging higher premiums and increased deductibles as the area where the cover is provided is high risk.

Help in Filing a Flood Damage Claim. Call a flood insurance claims lawyer before making a claim. The info revealed to the insurer must be correct or the claim may be denied. The lawyer can help with the information provided. Also if the property owner has multiple policies for differing types of coverage it's vital to contact the correct insurance company. Some states have statutes of limitations on making a flood claim so it is important to contact the right insurance provider the first time to make sure the claim is prompt filed. Take videos and photos of the damage caused by the flood. Also document each conversation and keep all documents and bills related to the damages. Detailed information will be needed before the insurance firm can process a claim. This paperwork will also serve as evidence later if an argument appears with the insurance supplier. The policy holder should do something to mitigate any farther damage to the property after the initial flood damage. The insurance firm may reject coverage if further damage occurs that should have been forestalled.

Fight a Denial of Claim. Insurance firms look for methods to deny the claim. They may try to claim the policy holder didn't communicate needed info, the policyholder did not follow required conditions or the damage was established. Also, the timing of premium payments are crucial; they may claim the payments were not made. Some states have regulations which require insurance corporations to provide grace periods for paying premiums, and also temporary delays to cancelations and non-renewals after natural tragedies occur, such as floods and hurricanes. Only a competent insurance lawyer will be in a position to tell if the claim was unlawfully denied or if the insurance supplier acted in bad intentions.

Agree a Settlement. Sometimes there are valid points on either side of a dispute and the best plan of action is to come to an agreement. This will help the owner of the policy to be paid quicker than through litigation. Having a seasoned insurance lawyer will supply the best opportunity to get the most out of a bartered settlement.

File a Legal action over the claim. If necessary a suite can be filed in a court of law in an effort to enforce the insurance claim. The policy holder will get to present proof of the damage that occurred and the claim filed. The insurance corporation will present evidence of its side of the case and a judge or jury will determine the result. Having an experienced flood insurance claims lawyer present the case will provide the best probability of winning in court.

Emory Somervale writes this article on behalf of a Pensacola personal injury and accident lawyer, one who handles medical malpractice and nursing home neglect cases in Pensacola, Florida, as well as flood related legal affairs and claims.

Tags: , , , ,
Posted in insurance | No Comments »

Organisations combine to attack no win, no fee lawyers

Wednesday, November 16th, 2011

Many different firms, including Ford, Asda and Argos have joined forces to condemn the problem of what they term ‘ambulance-chasing lawyers’.

The businesses, who are led by the Association of British Insurers (ABI), claim that they are fighting back after a 72% increase in the number of bodily injury claims that have been received by insurers since 2002 and therefore the rise, or a large part of it, is able to be traced back to claims management companies which send text messages urging potential customers to try and pursue claims against companies or insurers.

The ABI says that too many injury claims are now ’spurious and exaggerated’ and that organisations like the NHS face losing thousands or millions of pounds every year. It says: “The current system encourages many people to believe that there is a compensation culture that they can exploit with exaggerated and fraudulent claims. The cost of this will be paid by millions of honest customers.”

Now, together with a number of other companies, it’s formed the Consortium for Compensation Reform, which calls for an entire overhaul of the claims system. As evidence the ABI produces statistics showing that NHS legal fees have risen by 5 percent since 2004 while claimants’ costs have risen 130%. It says that one supermarket chain said that the cash it now gives towards compensation payouts is equivalent to the annual turnover of five of its stores.

The ABI also turns its fire towards whiplash claims, which have also risen sharply, partly because it is viewed as an injury which is hard to diagnose.

The action taken by the consortium comes almost three months after the government proposed a Legal Aid Bill to attempt to tackle the issue and which is to be debated shortly by a committee of MPs. The ABI’s involvement with the scheme has surprised some as insurers themselves have been in the media for offering customer details to claims firms in return for a referral fee.

The Justice Secretary Jonathan Djanogly has attacked the use of referral fees in personal injury claims and the government is now committed to taking action to prevent them. The previous Justice Secretary Jack Straw continues to be vocal in his criticism of the business which is estimated to be worth about 3bn and that is known to increase the prices of car insurance for all drivers. He said the practice was a ‘racket’ that needs to be banned.

Otto Thorensen, the director general of the ABI declared that too many genuine claimants are missing out within the current civil litigation rules although the consortium’s actions have already been heavily criticised by some within the law. Desmond Hudson, chief executive of the Law Society said that the ABI’s actions were self-serving towards the insurance industry and he also rejected the suggestion that ‘ambulance chasing layers’ were bending the system.

He added: “Our concern is the proposals will mean that many people who suffer loss and damage will not be able to get compensation and the insurance industry will not have to pay anything out. You can see why the insurance industry might support such proposals.”

Contact us today to get more information on no win no fee injury claims or to find out more regarding the development of no win no fee compensation.

Tags: , , ,
Posted in insurance | No Comments »

Bizarre Personal Injury Claims

Saturday, November 12th, 2011

More and more people have become used to hearing about compensation claims. Regardless where we live compensation claims have become a part of our nature. There are those that still believe that the Americans are the ones that have brought this concept into the British culture and all around the world for that matter. This is surely not the case as in Britain alone there have been discovered some bizarre compensation claims that date back from the late 1860s. The strange nature of these claims makes matters even more interesting.

Some of the most famous compensation claims that have received monetary rewards include British men that have been bitten by fish, ferrets or that have sustained head injuries because of boxes of ham. It is true that these days there are people that believe that they can obtain money from making some absurd compensation claims. However, this can also be said if we simply take a look at some of the most bizarre compensation claims from the 1860s .

Back in 1892 one merchant from Essex managed to hurt his eye while throwing rice at a wedding. He made a compensation claim and received 2.994 pounds in today’s currency. Something equally shocking is the compensation claim made by a shipbuilder from Great Yamouth that swallowed a fish bone and got a settlement of 57.000 pounds in modern money. The list of examples could continue with the innkeeper that accidentally took poison instead of sleeping medicine and got approximately 48.000 pounds in today’s money.

Even back in those days people were used to making bizarre compensation claims. But things have not changed so much these days either as people still make ridiculous claims that file all sorts of complaints. A very good example of this should be the woman that sued her best friend because she slipped and hurt her back when stepping in dog urine. The unfortunate accident happened in the former friend’s house but the women had no remorse into dragging him in court. Of course, these are some of the most bizarre example but there are also some serious matters that have every right to be addressed in court. For instance, the woman who got injured when a car fell on her from a two story parking lot had all the reasons to file such a complaint.

Personal injury accidents should be taken seriously, this is why, if you have been involved in such an unhappy event you should make sure that you hire a solicitor to help you. The legal system can be very intricate so you should make sure that you hire the right help. There are many no win, no fee solicitor out there so you will surely find the right one for you.

The team of specialist accident solicitors and support teams can advise and guide you through the legal, practical and emotional consequences of an accident and the subsequent personal injury claim.

Tags: , , , ,
Posted in insurance | No Comments »

Tips On Personal Injury Liability

Monday, November 7th, 2011

Accidents are terrible events that can bring a lot of pain and suffering. It’s not necessary to be something serious in order to disrupt the normal lifestyle of a person. There are times when even the simple fender bender accidents can have traumatizing effects on the lives of those in the car. Take the whiplash injuries for example. They can actually occur even when the car is traveling at low speed. But how can we establish fault when we have been involved in a car accident?

Solving and settling your injury liability should be your first concern if you have been involved in a car accident. This is one of the most important steps when you are interested in getting a favorable settlement. Also, it is impossible to start a lawsuit if you don’t know who is responsible for the accident. You should hire a solicitor when you want to be sure that you are going to win your compensation claim. With the right evidence to prove your case the chance are that you are going to convince the insurance adjuster.

Liability is all about establishing who is the person or persons responsible for the accident caused. This might be a tricky process and you have to know how establishing the liability works if you are interested in getting a fair settlement. Hiring a solicitor in this case can be the best thing that you do. Here are some of the most important cases when you need to establish liability. You should know that there is no burden of proof when it comes to personal injury claims. The parties involved in this lawsuit will have to present their case as good as they can and as closer to the truth as they can. You are the one that has to show with evidence that the other party has been responsible for your accident.

Car accidents can be more complicated as they can involve more people, therefore proving liability can get a bit more difficult. A solicitor will be able to help you pull together all the evidence that you might need in order to win your case. Car accidents usually involve broken car regulations. So when you can prove that some traffic rules have been ignored you might establish liability a lot easier.

Slip and fall accidents are very serious so if you have been involved in such an unfortunate event then you should know that you have the right to ask for compensation. All properties should be maintained in good condition by those that are supposed to take care of them. When this does not happen then they are liable for compensation.

There are solicitors dedicated to professional excellence in medical negligence and serious personal injury claims.

Tags: , , , , ,
Posted in insurance | No Comments »

Winning Strategy For Personal Injury Claims

Sunday, November 6th, 2011

The personal injury claims are very serious matters that have to be addressed with much care. If you have been the victim of an accident and you are now considering filling a personal injury claim you should make sure that you follow these important steps. Such a procedure can be started on your own. However, if you happen to notice that the other party is ignoring your case you should definitely hire the services of a professional that can help you take things to another level.

You should know that most people would do anything to avoid litigation and this is a very good thing that you need to keep in mind. However, if you want to have a strong case then you will need to have some strong points prepared beforehand and not simply relay on the fact that people don’t like to go to court. So here are some things that you will have to take care of when you are interested in winning your case

You will surely want to put behind you such a tragic event however this is not possible just yet because you will have to keep a record of all the things that have happened after the accident. The human mind tends to forget the little details of such unhappy events. This is precisely why you will have to try and write everything down as soon as possible after the accident. Also, you have to take some pictures of the site of the accident and of the position of the cars. Any marks on the road have to be documented also. Make sure that you take the name and numbers of any potential eyewitness. This might be helpful sometime in the future.

Calling the police is mandatory so as soon as you see that everyone is alright you should call the police. It is very important to get the right acknowledgement as soon after the accident happened. This way the police can help you with getting statements and analyzing all the details related to the car accident. When you are discussing with the other party involved in the car accident you should make sure that you don’t start accusing him/her of anything. Keep your opinions to yourself as this will surely not help your case. Once you have decided that you want to file for personal injury compensation claims then you should send the other party a letter announcing your intentions.

The medical bills that you have from your accident should be kept in a separate file that you will use as evidence in court. These small details are very important if you want to win the case. Respect them and make sure that you hire the best solicitor top help your case.

There are solicitors dedicated to professional excellence in medical negligence and serious personal injury claims that can help you solve your case/

Tags: , , , ,
Posted in insurance | No Comments »

Get The Personal Injury Compensation You Deserve!

Saturday, November 5th, 2011

Accidents and injuries seem to go hand in hand. When you have been the victim of an accident and you have sustained some terrible injuries then you should ask for the rightful compensation. The pain and the suffering should be enough reasons to try and get the compensation you deserve. When you decide to start pursuing your compensation claim you will have to open up your past, present and future medical bills with the party involved. Determining the right compensation that you deserve is something that can turn out to be really difficult, so you should ask for the help of a solicitor.

Regardless of what amount of money you come up with, the other party will surely not agree with you. Of course you will be interested in receiving as much money as possible but they will want to give you as little as they can. The help of a specialized solicitor is really important when you want to win your case. The specialist will be able to tell you exactly how much money you can ask for. This will be the starting point of your negotiation so don’t think that you will receive this exact amount.

In such cases, negotiation plays a very important part because only with its help will you be able to receive the right compensation. If you are careful how you formulate your statements then you can be sure that the insurance adjuster will offer more money. The case will have to be very carefully prepared if you want to win the compensation claim. The medical bills will become evidence in court, this is why it is very important that they be kept in order.

There have been cases when the compensation claims have not been paid in full because of shared responsibility. So, when you have decided to start such a trial you should make sure that you find all those that are responsible for the accident. The solicitor you hire has to have very strong negotiating skills and maybe a few cards up his sleeve because only this way will you be able to win the case. There is a lot going on in such compensation cases so every little detail counts.

It might be difficult to win such a case but surely with all the pain and the suffering that you have gone through, you deserve some compensation. Find the best solicitor and make your compensation claim now! With no win no fee solicitor you can actually get the best representation without having to pay anything. The retainer will be paid by the other party so there is no need to worry about the financial aspect of your case.

There are many solicitors dedicated to professional excellence in medical negligence and serious personal injury claims.

Tags: , , , , ,
Posted in insurance | No Comments »

Companies are required by law to have workers compensation insurance so if you get injured you'll be covered

Tuesday, November 1st, 2011

If you get hurt or sick due to work, your employer is required by law to pay for employees ‘ compensation benefits. Employees ‘ comp insurance provides six basic benefits: hospital treatment, non permanent disability benefits, permanent incapacity benefits, supplemental job displacement benefits or vocational rehabilitation and death benefits. Employees ‘ compensation is the state's oldest social insurance program: It was adopted in most states, including California, during the second decade of the 20th century. It's a no-fault system, meaning you do not want to prove your injury was someone else’s fault so as to receive benefits. The employees ‘ compensation system is based on a trade-off between staff and bosses. Staff are entitled to receive prompt, effective hospital therapy for on-the-job wounds no matter who was to blame and, in exchange, are forestalled from suing their companies over those wounds. But if there is third party liability in your case, you can hire a LA labor attorney to take your case.

The overwhelming majority of employees ‘ compensation claims are resolved without any Problems. Nonetheless occasionally a disagreement can arise between you and the claims administrator over issues like whether your injury was sustained on-the-job or how much in benefits you have entitlement to receive. The workers ‘ compensation system attempts to strip down the process for handling work-related injuries and sicknesses. The system typically provides fixed remedies to staff affected by work-related injuries without requiring the employee to prove fault, thereby minimising the need for legal action and its accompanying costs. Benefits from employees ‘ compensation insurance may include hospital therapy, brief incapacity benefits, permanent incapacity benefits, vocational rehabilitation, and death benefits.

Most states need employers to carry employees ‘ compensation insurance so that their employees will be compensated in the event that they're wounded or get sick in the course of or due to their work. Companies may purchase employees ‘ compensation insurance from a personal insurance company or a state-run workers ‘ compensation insurance fund, if available. Some states also permit certain bosses to self-insure for such claims. A small percentage of states don't need employees ‘ compensation coverage by employers with less than a chosen number of workers.

Employees ‘ compensation insurance covers most on-the-job injuries, even those diseases and sicknesses that result continuously from work conditions. Coverage may apply to pre-existing conditions as well if a subsequent work-related injury worsened the condition. Workers ‘ compensation also covers injuries due to an employee’s own carelessness; however , some exceptions exist. For instance, if the employee’s injury is self-inflicted or caused because the employee is under the influence of alcohol or illegal substances, benefits might be denied.

Though the workers ‘ compensation system restricts the culpability for employers and frequently for fellow workers, hurt staff may bring claims against other parties accountable for their wounds. For example, an employee may opt to sue the manufacturer or supplier of a noxious substance,eg asbestos or lead, or the owner of the premises where the injury happened. If the injury was intentionally or recklessly caused by the employer, the employee may avoid the Employees ‘ Compensation system and bring claims in court against the employer.

While state law generally rules employees ‘ compensation, some exceptions exist where Fed. statutes apply. For instance, the Fed. Employment Compensation Act covers most federal staff and certain non-public maritime staff receive protection under the Longshore and Harbor Employees ‘ Compensation Act.

Ameile Gibson required a LA workers compensation attorney when she broke her leg at work and her claim was denied. She learned how valuable it can be to have an employment attorney Los Angeles on her side.

Tags: , , , , , , , , ,
Posted in insurance | No Comments »

How Does A Pure No-Fault Insurance System Work?

Saturday, October 29th, 2011

No-fault insurance is a largely misunderstood concept. The concept involves 2 requirements:

*It mandates that drivers maintain insurance for their own protection

*Limitations are placed on the lawsuit ability versus opposing drivers for sustained damages

If your insurance is no-fault, the insurance carrier will pay you for damages up to policy limit amounts. This money takes place regardless of your fault in the accident (that’s why it’s called no-fault). If other drivers were involved, they would have coverage, but with their own auto insurance coverage.

In a system that is a true no-fault one, the driver or the vehicle would receive complete coverage with the insurance policy. In addition, the driver would not have the right to sue another vehicle’s driver for damages.

There are currently 12 states utilizing a no-fault system, and interestingly, none have a pure no-fault model. States institute a hybrid model of no-fault mixed with the standard liability model. Lawsuits are permitted in certain instances, and it’s a good idea to read about your individual state’s model.

No-fault insurance benefits? No-fault insurance guarantees drivers medical care access right after an accident. One of the main intents with the system was to reduce the legal and administrative fees associated with insurance claims. In theory, the insurance premiums should go down in this situation.

Because of remaining liability issues (since no state uses the pure model), insurance premiums typically increase though. One term that is used as no-fault is personal injury protection (PIP). Various states include different coverages, but most include injury related expenses such as loss of wages, medical costs, funeral expenses and death benefits.

With no state operating under a pure no-fault system, drivers may be still be held financially responsible in certain circumstances for injury cost. Some states allow parties to sue when costs reach a certain dollar level, while others allow lawsuits according to certain severity standards.

System critics say that negligent or reckless drivers do not receive adequate punishment. Also routinely it is seen that insurance premiums in states that are no-fault are the US’ highest. No-fault insurance proponents say that in a highly uninsured area, the at-fault parties are typically unable to pay for liability damages regardless. Also, those in favor say accidents are going to happen anyway, so why punish those necessarily at-fault?

Three of the no-fault states allow drivers to decide between this system and a traditional tort system. Kentucky and New Jersey allows this decision, and if the driver does not decide he or she is assigned the no-fault option by default. The opposite is true in Pennsylvania, where the full tort option is the default.

Several states have taken away their no-fault laws. In the 1970’s 2 dozen states put laws into effect, and at this point only half have kept them.

Want to find out more about personal injury attorneys phoenix, then visit RJ Hurwitz Law site on how to choose the best Phoenix car accident attorney for your needs.

Tags: , , , , , , , , , ,
Posted in insurance | No Comments »

You may have a disability but you don't have to be affected by disability discrimination in the office

Sunday, October 23rd, 2011

The Fed Americans With Disabilities Act (ADA) is the Fed. Law that makes it illegal for bosses to discriminate on the premise of a disability.

It makes it illegal for an employer to discriminate against a professional individual with a disability in job application procedures; the hiring, advancement, or discharge of workers; employee compensation; job training; or other terms, conditions, and privileges of work, because of the individual’s incapacity.

California protects disabled workers with the Fair Work and Housing Act (FEHA). While the USA citizens with Disabilities Act is analogous in protection to the Fair Employment and Housing Act, FEHA is more protective of staff in several significant aspects.

First, under the ADA, an individual is disabled if substantially limited in a major life activity. Under FEHA nonetheless , an individual is disabled if limited in a major life activity. Thus, FEHA needs a lower standard of limitation in order to warrant defense against discrimination.

Second, under the ADA, ‘work ‘ is not invariably a major life activity. Under FEHA, work is always a major life activity, whether or not the incapacity only boundaries your capability to do one particular job. Again, FEHA provides bigger protection to those with disabilities. The inability to perform one job thanks to a incapacity is acceptable to prove a limitation in a major life activity.

Third, under the ADA, an individual will be evaluated in a lessened state. For example, consider an individual with a vision problem. Under the ADA, that person’s vision disability will be evaluated in the mitigated state (with glasses). As a result, that person is less sure to be considered as disabled. Under FEHA nevertheless , an individual will be evaluated in the complete state, effectively making it less complicated for an individual to be considered disabled.

Qualified Individual With a Disability

For the worker to qualify to lodge a claim of incapacity discrimination under the ADA or FEHA, he has got to be a “qualified individual with a disability.” These means that he's got to be able to accomplish the job. For instance, an individual with no hands wouldn't be qualified to be a typist. (Nonetheless see later on discourse on “reasonable accommodation”.) If the employer did not give him the job, it wouldn't be discrimination. It is just that the person simply isn’t qualified.

“With an incapacity” means the employee is basically disabled. For an injury, disease, or their ailment to be a “disability” under the law, it must “substantially limit several major life activities.” A mere aggravation is not enough. The disability must actually meddle with a person’s life.

In determining whether or not a person essentially has an incapacity, the Courts pay attention to whether or not the illness is affecting the person’s job and capability to make a living. Hence even if the incapacity does not affect most parts of life, if it is affecting the person’s work, it is likelier to be thought to be a incapacity. If you are uncertain, talk with a discrimation lawyer in your neighborhood.

Perceived Incapacity

It's also illegal to discriminate against somebody who is understood to have an incapacity. If the employee isn't disabled, but the employer believes he is , and discriminated against him, that's also illegal.

In this circumstance, it isn't necessary to determine if the worker is a “qualified individual” with a disability. However , the Court may consider whether or not the individual would've been a certified individual if he really had the disability the employer perceived him to have. The law isn't entirely clear on this issue.

Reasonable Accommodation for An Employee With an Incapacity

Reasonable Accommodation is the concept that even if a person is disabled, and whether or not that incapacity may make it seem like he or she will not perform a role, the employer must consider whether or not a “reasonable accommodation” can be made. A “reasonable accommodation” is when the employer tweaks the job commitments, provides some additional help, or takes some other measure to ensure that the person can still be well placed to do the job.

For instance, let's imagine someone in a wheelchair would like a job in an office that is on the second floor. There aren't any elevators in the building. To accommodate he worker, the employer could install a lift. But is that a “reasonable accommodation”? Is it reasonable to expect the employer to spend that sort of cash? Possibly not, especially if. It's simply one small enterprise.

But there could be other probabilities. Perhaps the potential employee’s job is truly just chatting on the telephone, selling things. Maybe the job can be done from home, and there is not any need to even be at the office. Isn’t it reasonable to ask the employer to let the individual work from home? It may be.

Employees have to request reasonable accommodations. When they do, the employer has got the right to consider the requests, and make counter-offers that the employer might see as more reasonable. If the employer and worker can’t agree, then the worker might want to consider bringing suit. Nonetheless to win, the judge or jury must find the employee’s request was reasonable, or the employer’s counter-offers weren't adequate.

Synden Pratt was a victim of disability discrimination at his workplace so he called LA employment attorneys and got justice. He suspects everyone is entitled to a fair working environment.

Tags: , , , , , , , ,
Posted in insurance | No Comments »

Know This Before You Accept An Insurance Company Settlement

Wednesday, September 14th, 2011

Getting well is the first thing on anyone’s mind once an accident happens. Most people have never considered the enormous costs an accident can cause. Insurance company adjusters who represent the insurance company are not going to give you one penny more than they must to settle. Going to a lawyer can be scary but there are seven key reasons why you should before you settle.

Releasing your rights forever to ever get additional medical bills or costs paid is a big deal when it comes to insurance settlements.

Reason #1: The Insurance Adjuster is Not Your Friend. Insurance adjusters are trained to develop “trust” with injury victims. One major insurance company was recently exposed for internally developing a program called “good hands to boxing gloves,” in which adjusters were coached to be friendly to accident victims with the goal of getting the victims to believe the adjuster was “on their side” so they would accept low settlement offers. These insurance industry tactics are no different from the “good cop” tactics used by interrogators.

Realize the insurance adjuster is not your friends. They work for the insurance company who wants to pay you the absolute minimum amount so the company can keep its profit. There may even be a bonus in it for the adjuster tied to how little is paid on your claim. Insurance company adjuster has been carefully trained to pay you as little as they can.

You could be at a big disadvantage if you are not a professional negotiator. A professional personal injury lawyer can help you understand your claim and make an informed decision on the settlement offer.

Experienced personal injury lawyers get more money from insurance companies in settlements. That is one of the reasons you will hear insurance adjusters working hard to keep the injured from talking to a lawyer. Your insurance adjuster is not an independent evaluator of your injury claim and is not on your side.

If your insurance adjuster tells you not to talk to a lawyer it is a huge red flag. The simple truth is injured people represented by personal injury lawyers get more money than those who are not represented.

A study commissioned by the insurance industry revealed that injury victims with a lawyer get, on average, 3 times more money than those who settled their claim on their own. The reason for this is that insurance companies know that an unrepresented injury victim is at their mercy and must largely “take it or leave it,” whereas a person represented by an injury lawyer can take the case to court and seek to get the injured person what they truly deserve.

Independent advice concerning the value of your claim is very important. Simply by having an experienced personal injury lawyer involved can make the insurance adjuster more likely to give you a fair settlement offer. The review of your claim by a personal injury attorney can give you great peace of mind.

Get the great no cost book from attorney John Heenan, “Your Rights” is a great reference to understanding personal injury claims. This no cost booklet is absolutely worth owning if you have ever been in an accident or hurt through no fault of your own. An experienced personal injury attorney is a great reference to have on your side.

Tags: , , , , , , , ,
Posted in insurance | No Comments »

« Older Entries