Posts Tagged ‘car accident’

What To Do After A Car Accident

Monday, June 28th, 2010

It is against the law not to stop at the scene of an accident if someone is injured or damage has been caused. Ensure that the scene does not become a hazard to other drivers. Get everyone to switch off their engines, turn on their hazard lights and make sure oncoming traffic is aware of the accident. Dial 999 if anyone is hurt, or someone leaves the scene without exchanging details. If you think the accident scene may be hazardous to other drivers get the police by calling 999.

Stay calm. Don’t admit blame no matter how clear-cut you may think the cause of the accident is. Use a notepad to sketch out how the accident happened whilst you are still at the scene. Note down street names, vehicle locations and direction of travel, skid marks, collision points and any damage. Back this up with photos, most mobile phones have cameras these days.

By law, all drivers involved in the actual accident must give their contact details to each other. Note down names, addresses, phone numbers and insurance details for each vehicle involved. Also take down the names and addresses of any witnesses, including passengers from the other vehicles involved.

Record any other details you think may be of importance e.g. if you think the driver of the other vehicle has been drinking or using a mobile phone note this down. Make a note of any weather conditions that may have contributed to the accident, e.g. rain or fog. If there is damage to the road surface or cars parked in such away as to contribute to the accident note this down too.

If you hit a farm animal or dog you must report that incident to the police. If you hit a wild animal or cat you do not have to report it, as long as the animal is not injured or suffering. Always stop to check the condition of the animal, but stop in a safe place and walk back to find the animal if you need to.

You must notify your insurance company immediately of any collision you are involved in, regardless of whether a claim will be necessary. Send your insurer all the notes of the incident you took from the scene.

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Big Insurance Companies Are Battling Car Accident Victims.

Tuesday, June 22nd, 2010

Twenty six percent of all drivers were involved in a car accident over the last several years. When a car accident happens to you, you must be prepared for what’s next. San Diego chiropractors and spinal decompression specialists are revealing the shocking findings that you must know. It is important to know what to do after a car accident.

If you haven’t noticed yet, money buys policy and makes laws in America. The more money big business throws at politicians, the more rules are “bent” in their favor. Take New Jersey for example. They actually have a policy called “pay for play.” It is actually accepted for contractors to be awarded big contracts based on the size of their political contributions!

Insurance companies have been playing a similar game of pay for play for a very long time. The big difference is when contractors in New Jersey are awarded jobs as political favors, it takes money out of the pocket of someone who really deserves it. When insurance companies play this game, the lives of car accident victims are ruined. Here are some shocking statistics. Nearly 43,000 people died in car accidents in 2002, reports the U.S. Department of Transportation’s National Highway Traffic Safety Administration. There are approximately 6.4 million car accidents each year. There are about 3 million car-related injuries a year and 2 million permanent injuries. About 26% of drivers have been involved in a car crash in the last five years.

Nearly all Americans will be involved in at least one motor vehicle accident at some time in their life. So what do insurance companies do with all these accidents and injuries they don’t want to pay for due to finances? Besides political lobbying, they fund research and fight every single claim that comes their way

Here’s what Dr. Arthur Croft, one of the world’s leading experts on whiplash and car accident injuries says about the situation: “So it seems quite clear that the playing field is not level. It’s the Fortune 500 against the doctors and their patients, and the score is about 3-1. This juggernaut of non-science has inculcated the legal world by spending literally billions of dollars fighting even relatively insignificant claims. They seem finally to have impressed attorneys that it simply is not worth their effort to pursue such claims. The insurance industry has funded their own research, couched beneath a veneer of science. They send the principles of this work as expert witnesses to refute injury in low-speed impact cases. The companies carefully forbid the publishing of any work that fails to serve their interest, thus denying any fair peer-review from within the scientific community.”

Many times injuries and pain are not apparent at the time of the accident. Some injuries are even missed by emergency room technicians who are wonderful at spotting breaks and cuts, but don’t understand this type of hidden injury that may take weeks, months or even years to show symptoms. Insurance companies use their own faulty information to deny claims and refuse paying for your treatment. The fact of the matter is that low-impact car accident injuries are largely misunderstood by many.

Another big myth presented by insurance companies is if you don’t have damage to your car than you can’t be injured. This is just not true. The amount of damage to your car doesn’t accurately reflect the amount of injury to the person inside the car or the passengers inside the car. Studies show that injuries can occur at impact speeds of less than five miles per hour. This can occur when there is little or no damage to the car. For example, when race cars crash, they are specifically designed to easily break apart, and the driver usually walks away alive. This is because as the race car breaks apart, the energy is being absorbed by the parts of the car and not by the driver.

The cars of today are built to absorb low speed impacts without significant damage to the bumper. This creates a problem. The problem is that instead of damaging your car, the energy of impact is transmitted to the person in the automobile. This is similar to the energy from one pool ball is transferred to another upon impact. This is simple physics which is completely ignored by profit minded insurance companies. This proves you can actually be injured worse when your car has no damage then when it flies into a million pieces.

Most people don’t realize even though they walk away from a minor car accident “without a scratch” there is a good chance, if left untreated; it is very likely they could develop a more serious problem later in life. This will cause a lot of ache and anguish. So, if you get in a little “fender bender”, how do you know if you are hurt? What must you do? Simply put, whiplash is when your vehicle gets struck and your body moves quicker than your head can react. Your muscles, ligaments, discs, nerves and spinal joints get stretched out and hurt. From time to time some of these neck structures are actually torn. A lot of times these injuries are not felt for hours or days. Other times your body reacts right away. Muscles form a protective cast around the injured area by tightening up and going into spasm. This spasm acts as a protective “cast” so you don’t shift your neck too much and make the injury worse. Spasm also removes the standard curve in your neck and can lead to permanent arthritic changes if left untreated.

If the curves of the neck are not restored and proper motion is not brought back to the area, there is a chance of chronic neck and back pain. Advanced chiropractic care is extremely important for the care of whiplash injuries because it helps restore the spinal curves and normalize motion in the injured area.

In 1999, the Journal of Orthopedic Medicine published the results of a study designed to determine if chiropractic care helped chronic whiplash. 100 patients were divided into three groups and treated on average for four months. The authors of the study concluded, “The results from this study provide further evidence that Chiropractic is an effective treatment for chronic whiplash symptoms.” Studies prove time and time again that chiropractic works for chronic whiplash Injuries!

The important thing to remember is there is a good chance you have been injured in a car accident and should have a complete chiropractic examination, even if there is no damage to your car and you don’t have any immediate pain or symptoms. If you don’t, you may be setting yourself up for constant pain and suffering in the future. If you have been injured in an auto accident in San Diego, visit New Century Spine Centers to get your spine evaluated.

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Car Accident Injury Claims – 2 Most Regular Car Wreck Injuries

Monday, June 14th, 2010

Are you in need of additional information on car accident injury claims? In this article we are going to talk about the 2 most ordinary car wreck injuries that get an auto accident settlement.

After watching any amount of television I am sure that you see advertisements about getting into vehicle crashes. Car accidents seem to be a emergent trouble. Vehicles are getting faster. Cars are made to be smaller. Some cars are made to be bigger. No wonder bad things are happening with such a mix of vehicles driving around on the same road. If you are researching car accident injury claims I am going to guess that you have been involved in one of these a lot of accidents. We are now going to chat about the 2 most frequent car wreck injuries that get an vehicle accident settlement.

Whiplash

I am sure that you have met someone that has experienced whiplash before. Since it is so easy to get whiplash this injury is quite regular. What happens is that your body ( mainly your neck ) is swiftly jerked forward and backward. In car wrecks this most commonly occurs when someone is hit from behind by the opposing driver.

Whiplash is just when the neck bones are out of line. Maybe this doesn’t sound so scary but it can cause some serious problems.

Head Injury

When you look over car accident injury claims you will see that head injury is another very regular complaint. Head injuries are also quite easy to get. If there are things stick out around the cash you may get a gash to the head. You may experiencing some bruising on the outside of your head. You may also get bruising on your brain, this is also classified as a head injury.

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Auto Accident Law Suit – Should You Fight For Your Auto Accident Case?

Wednesday, June 2nd, 2010

Do you think you should file an auto accident law suit? You might be questioning if your auto accident case is worth the fight. We are going to talk about why your case is worth the fight in this article.

An insurance company is going to be certain to tell you that they will give you a fair settlement if you are considering filing an auto accident law suit. They have someone that is on their side looking over each detail of the accident. These people are trying to find anything that will possibly make your car wreck settlement as little as potential.

Temporarily Hurt or Properties Lost Or Damaged

If you have been hurt in a car accident make certain you do not rely on the insurance company when it comes down to getting a just settlement. They may make an offer that looks pretty good but if you get professional help you may be able to get even more. Not only will try to offer you less on your property destruction but they will attempt to give you less than you deserve for your personal injuries from the car accident as well. So that people can see the differentiation of prior to and after you should make sure to bring photos of your car before and after the accident.

Deformations Or Permanent Injuries

You surely have a entitlement to file an auto accident law suit if you have been left deformed by an auto accident. You should make sure to get what you deserve since you are going to have to deal with this for the rest of your life. Sometimes people do not worry about an unseen injury such as a back injury but these can be very painful and you should be compensated for this pain as well. Get more money out of your auto accident case.

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Automobile Accident Injury – 3 Car Accident Injuries That Are Common

Thursday, May 27th, 2010

Have you been mixed up in a car wreck and gotten an automobile accident injury? This article will converse about 3 common car accident injuries.

You will find lots of different levels of injury when it comes to automobile accident injury. Research from a reputable car insurance company shows that a car wreck happens every 6 seconds in the United States. With these statistics it means there are a little over 5 million per year. No wonder there are many people that are wanting to get an auto accident settlement with this number enormously high. We are now going to talk about 3 common car accident injuries.

Whiplash

When someone is struck from behind it is tremendously regular for them to get whiplash. The quick backward and forward motion that happens when you are hit from behind can easily give you whiplash. It may be a week or maybe even a month before you feel the full effect of whiplash.

Chest Injury

You will find that the chest injury is another exceptionally regular injury. This injury is a huge reason that the front airbag was invented. Before the airbag it was not uncommon for someone to be flung into the steering wheel where their ribs may have been broken and their internal organs crushed. Now it is not hardly as dangerous but there most likely will still be some bruising during a particularly bad car accident.

Head Injury

You may have seen or unseen head injuries. If you get a seen head injury it will most likely be from a piece of metal or something in the car that cuts into your head. Hitting your head on anything in the car can give you an unseen head injury.

I suggest that you get a good lawyer that will not charge you anything up front if you have experienced an auto accident injury.

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Auto Accident Injury Lawyer – Do I Need An Lawyer To Get An Automobile Accident Settlement?

Thursday, May 27th, 2010

Is hiring an auto accident injury lawyer something that is on your mind? This article is going to answer the question “Do I need an lawyer to get an automobile accident settlement?”

There are many things that race through people’s minds following a car collision. Maybe you are in shock and are not sure what is happening. What will happen after the wreck? Are my injuries bad? Is everyone in the car alright? Among the a lot of things you may be thinking these may be some of them. If you should take on an auto accident injury lawyer is almost certainly not one of the things that you are thinking. Let’s go ahead and look at some things that should answer your inquiry of “Do I need an lawyer to get an automobile accident settlement?”

Are There Serious Injuries Involved?

If there are serious injuries involved then you most likely will need to take on an auto accident injury lawyer to get the automobile accident settlement that you deserve. The insurance company will attempt to get you to sign papers are quickly as possible but never do this before you talk to someone that knows what they are doing.

You should always ask yourself why someone is so impatient to give you money. The most common reason is because they know that you can demand more and get a better settlement if you knew your rights according to the law.

Is The Insurance Company “Acting Weird”?

As I stated just above, the insurance company may begin to act funny. They might be rushing you to sign papers. Maybe they are not returning your phone calls in a timely manner. If any of this sounds familiar then you might want to contact a auto accident injury lawyer. Auto Accident Injury Lawyer – Do I Need An Lawyer To Get An Automobile Accident Settlement?

Is hiring an auto accident injury lawyer something that is on your mind? This article is going to answer the inquiry “Do I need an attorney to get an automobile accident settlement?”

They may be lots of thing that are running through a person’s brain after a car collision. You might be in shock and not sure what is going on. What is going to happen following the wreck? Am I badly hurt? Are the rest of the people in the car alright? Among the a lot of things you may be thinking these may be some of them. One of the things that you are most likely not going to think about right following a wreck is if you should take on an auto accident injury lawyer. Now we are going to look at some things that should answer your query of “Do I need an lawyer to get an automobile accident settlement?”

Are There Serious Injuries Involved?

When serious injuries are involved it’s almost always necessary that you hire an auto accident injury lawyer to get the automobile accident settlement that you deserve. The insurance company will strive to get you to sign papers are quickly as possible but never do this before you talk to someone that knows what they are doing.

There should always be a inquiry in your brain as to why someone is so excited to give you money. Usually the insurance companies will pressure you when they know that you should be getting a better settlement than they are offering you.

Is The Insurance Company “Acting Funny”?

As briefly talked about in the above point, the insurance company may begin to act funny. Rushing you to sign papers might be what they are doing. Maybe they are not returning your phone calls in a timely manner. You might want to contact an auto accident injury lawyer if this is what is happening to you.

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Auto Accident Personal Injury Claim – 3 Times To Run To An Auto Accident Attorney

Wednesday, May 26th, 2010

Is filing an auto accident personal injury claim something you are thinking of? We are going to speak about 3 situations when you should run to an auto accident attorney in this article.

You’re already going through a tough enough time after being in a car wreck. When you have to try to file an auto accident personal injury claim on your own you can find it pretty draining. If you can’t get things done quick enough because of an injury you might run out of time to file. Let’s go on to converse about 3 instances when you should run to an auto accident attorney.

Number 1 – Injury That Is Serious

You ought to seek out great legal advice if someone in your car or yourself has been severe injured, severe injuries include shattered bones or anything else that might have gotten you hospitalized. You might find that they keep you in the sickbay for quite some time. If you have lost wages, household duties time or anything like this you may be entitled to file an auto accident personal injury claim.

Number 2 – Injury That Is Permanent

A permanent injury is almost a sure thing that you will be able to get an auto accident settlement if you talk to an attorney. You are entitled to monies from the opposing parties if you have suffered life altering injuries.

Number 3 – Police Report That Is Inaccurate

This one is quite tricky to deal with on your own. It’s almost impossible to get things straightened out. If you get a professional on your side then they will know with whom to chat. In the case of an inaccurate police report a professional will know just what they need to do to get things righted.

Even if you do not want to hire an automobile accident attorney you should at least get a free consultation. Make sure you know what you are doing when you file your auto accident personal injury claim.

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Steps To Take After A Car Accident

Friday, January 1st, 2010

You decide to take a ride in your car on a pleasant summer afternoon. As you are driving, a car appears from nowhere and surprises you. You lose control and collide against the back of the other car. What would your reaction be ? You will most likely be thinking about the condition of the driver in the other car and the monetary and lawful consequences of the car accident.

Once you are sure about your own well being, check on the driver of the car you hit. Apologize and offer your assistance. If he is physically well, then try to acquire as much information from him as possible under the circumstances. This should include his name, address, license plate number, telephone number, and his insurance information like the insurance company and policy number. In case the driver isn’t covered by insurance, then get the license plate number and the type of vehicle, the make, model and color.

If there was anyone in the vicinity who, you think, might have seen the accident as it happened, then take down their name and contact information. This can be very helpful in case of claims to find out who was responsible for the accident. But if the police visits the scene, then you might have difficulty getting the necessary contact information. If that happens, then get the police report number from the officer so that you can obtain the information from the police report.

Next, you need to contact your insurance company and let them know about the car accident. You should also give them the report number so that they can find out the accident information and the relevant information about the other party from the police report.

If you don’t update your insurance provider about the accident, then it may be against the terms of your insurance policy because most insurance companies require the policy holders to inform them about any accidents that may happen. Even if you know that the other driver was at fault, you should notify your insurer about the accident. Not doing so may give rise to problems when you apply for a new policy.

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